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Which are the best insurance for farmers in india ? why to buy


Everyone knows about insurance, but there are many types of insurance, ranging from personal to any object .Just as the need for personal insurance is felt, in the same way insurance of goods or agriculture is also very beneficial, which is beneficial if you are suffering from any kind of natural or other disasters. Friends, in this post you will know about insurance beneficial to the farmer.


Types of insurances available for farmers in India ?

For the farmer brothers, the government has provided the facility of personal insurance for the crop and farmers so that the farmers can be overcome from all kinds of problems.


Crop insurance


                                   This type of insurance is related to crops or standing crops which is applicable for many types of losses which are mostly in the form of natural disasters. One of the best examples of this is the Prime Minister Crop Insurance Scheme.


  • If crops are damaged by fire 
  • Floods in high rainfall areas cause damage to crops
  • Damage caused by earthquake
  • Drought related 
  • Storm, Cyclone,Typhoon related natural
  • Landslides disaster






Personal accident related general insurance (for kcc card holders)


                                                
                                     kcc is a special type of facility offered to Indian farmers with bank assistance. And on the basis of this card, farmers also get various types of personal accident related insurance.
For example, State Bank of India provides accidental insurance to farmers below the age of 70 on the basis of kcc card to farmers.

Lic and other insurance 


Lic which is most famous in the insurance sector In India, many types of accident insurance polices are prevalent under lic which farmers must get in order to help the family in case of any type of accident.
     Farmer brothers, you must read the rules and facts related to these deaths of LIC, under which you can take advantage of the completion of LIC.
                     

Pradhan Mantri Suraksha Bima Yojna 

pmsby (Pradhan Mantri Suraksha Bima yojna) insurance is a special type of insurance that you are given a claim of Rs. 2 lakh on death of accidental accident by paying only Rs. 12 per year from the concerned bank.
 You can also start your own insurance by reading the information of PMSBY by bank of baroda.

Note: This insurance is only for those aged 18 to 70 years.


Why farmers need personal and crop insurance ?

Farmers are the wheel of the country because if theO farmer works hard, then the paddy will grow in the country and only the people living in the country will lead a happy life.While taking crop yield to farmers
Many hardships and natural disasters have to be endured. The farmer cultivates on the basis of luck. But many types of natural calamities ruin the crop of the farmer. Like fire flood etc.
Therefore, the government started the scheme of crop insurance for the farmer brothers with the help of banks, in which the farmer can make sure that the farmer can cultivate the crop by insuring the standing crop and if there is any kind of loss, then the insurance holder companies Does.

And along with crop protection, the farmers themselves also have personal insurance




















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